Privacy Policy

Last Updated: 2026

Global Credit Repair Network (“GCRN,” “we,” “us,” or “our”) respects your privacy. This policy explains what information we collect, how we use it, and the rights you have. We operate in compliance with the Credit Repair Organizations Act (CROA), the Gramm-Leach-Bliley Act (GLBA) Financial Privacy Rule, and the Fair Credit Reporting Act (FCRA).

1. Your Data is Never Sold

We never sell your personal information to anyone, for any reason. Your data is used solely to deliver and improve the credit-repair services you requested.

2. Information We Collect

We collect:

• Contact information — name, email, phone number, and address.
• Identity verification — date of birth, Social Security number, and government-issued ID, required by the bureaus to prevent fraud.
• Credit reports — pulled from Equifax, Experian, and TransUnion to perform your analysis and disputes.
• Payment data — handled through PCI-compliant processors; we do not store full card numbers on our servers.

3. How We Use It

We use your information to verify your identity, analyze your credit reports, prepare and submit disputes to the bureaus and furnishers, communicate with you about your file, process billing, and provide real-time tracking through your secure portal.

4. Who We Share With

We share information only as necessary to perform services:

• Credit bureaus (Equifax, Experian, TransUnion) for disputes and verifications.
• Creditors and furnishers to challenge inaccurate items on your behalf.
• Legal and compliance purposes when required by law or to protect our rights.

5. Data Security & Real-Time Tracking

We protect your data with bank-level 256-bit encryption in transit and at rest. Access is restricted to authorized personnel. Your secure portal gives you 24/7 real-time visibility into score changes, dispute status, and deletion logs.

6. Your Privacy Rights

You may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications at any time. To exercise these rights, contact us using the information below.

7. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with a revised “Last Updated” date.

8. Contact Us