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Get Mortgage Approval with Less-Than-Perfect Credit
Do you want to buy or refinance a home but worry your credit will get you denied? Our Mortgage Approval Support Services (MASS) assists mortgage brokers and their clients improve credit to meet loan requirements.
MASS involves targeted steps to bolster a mortgage applicant’s credit profile and financial standing to boost approval odds:
- Credit evaluations pinpointing issues
- Client credit education
- Disputing/removing inaccurate items
- Adding positive accounts if needed
- Reducing debt through settlements
What is Mortgage Credit Approval Support?
Mortgage Approval Support services entails taking strategic steps to strengthen a mortgage applicant's credit profile and overall financial position to increase their chances of getting approved.
Borrowers
We provide the tools and guidance to meet mortgage approval requirements, unlocking homeownership possibilities.
Mortgage Brokers & Lenders
We expand your potential customer pipeline by helping borderline applicants boost their profiles. This allows you to close more loans.
Getting Ahead of Mortgage Denials
Even borrowers with solid income and assets get rejected for mortgages due to aspects of their credit profile or financial history. Getting ahead of the most likely reasons for denial increases the chances your loan file gets a green light. Our support helps you get ahead of potential issues:
Inaccurate Information
We scan for any incorrect or questionable items and assemble dispute evidence.
Past Credit Struggles
Life sometimes happens, but lenders often only see a credit report. We put your situation into perspective.
Strategic Late Payment
Recent missed payments signal a risk, even if temporary. We determine the optimal timing for cleaning up delinquencies.
Affordability Action Step
We guide paying down specific debts or consolidating bills to improve debt-to-income qualifications.
How it Works
01
Comprehensive Credit & Financial Evaluation
We thoroughly review your credit reports, income sources, assets, debts, and spending history. This paints a complete picture of your current financial standing and where there is room for improvement.
02
Customized Action Plan
Next, we develop a tailored game plan targeting the specific factors dragging down your credit rating and affordability metrics. This includes disputing inaccuracies, adding positive accounts, reducing debts, or consolidating bills.
03
Hands-On Implementation
What sets us apart is we don't just hand you a plan and leave the work up to you. We are actively involved in executing the customized strategy through each phase of the process. This provides guidance and accountability.
04
Ongoing Tracking & Adjustments
We monitor progress every step of the way. If certain areas are not seeing the desired traction, we alter course, trying different approaches. This flexibility ensures you meet approval standards.
Start Your Journey to Home Ownership
Contact us for a free consultation. We’ll review your current situation and specific path to mortgage qualification.
Let us help you realize the dream of home ownership!
